At its core purpose, business liability insurance<\/strong> covers legal costs, settlements and judgements if your company gets sued for causing financial harm or bodily injuries to others.<\/p>\n

Policies pay two key categories:<\/p>\n

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• Legal defense fees<\/strong>\u00a0– Lawyers to represent you in court proceedings<\/li>\n
• Judgements\/settlements<\/strong>\u00a0– Money owed if lose case or settle claims out of court<\/li>\n<\/ul>\n

  Without adequate liability limits, just a couple big lawsuits could permanently sink entrepreneurs before gaining momentum. Proactive coverage allows managing the crisis so company and personal assets remain unscathed.<\/p>\n

  Much like car insurance, even when confident you operate safely, carrying liability protection brings peace of mind handling unforeseen accidents.<\/p>