<\/span><\/h2>\nBefore analyzing if aging to 25 itself represents a major milestone for better insurance pricing, it helps understanding exactly why<\/em> coverage gets so brutally expensive for the youngest motorists beforehand.<\/p>\nReviewing a few core reasons paints the picture…<\/p>\n
<\/span>1. Inexperience Behind the Wheel<\/span><\/h3>\nSimply not having years of practice operating vehicles or knowing advanced defensive driving techniques means higher statistical odds of accidents, fender benders and poor judgement calls causing claims. Insurance companies charge giant premiums expecting payouts from these predictable newbie mistakes.<\/p>\n
<\/span>2. Risk Taking Behaviors<\/span><\/h3>\nVarious studies and historical data reinforce that teenagers and early 20-year olds exhibit more aggressiveness and plain foolishness behind the wheel than older groups. Things like speeding, street racing, ignoring signals, texting, drunk driving etc all provoke exponentially more accidents.<\/p>