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Individual health insurance plans are perhaps the most straightforward option for self-employed individuals. These plans are purchased directly from insurance companies or through the healthcare marketplace. Here are a few things to keep in mind when exploring individual health insurance plans:<\/p>\n

<\/span>1. Deductibles and Out-of-Pocket Costs<\/strong><\/span><\/h4>\n

When selecting an individual health insurance plan, pay close attention to the deductibles and out-of-pocket costs. A deductible is the amount you’ll need to pay out of pocket before your insurance coverage kicks in. Out-of-pocket costs refer to the expenses you’ll be responsible for even after meeting your deductible, such as copays and coinsurance.<\/p>