home buyer assistance programs<\/a> for veterans and surviving spouses tailored to their areas. These can include down payment and closing costs assistance, reduced interest mortgage programs, property tax exemptions, and more.<\/p>\nFor example, Texas offers the Texas Veterans Home Loan Program<\/a> which provides below-market interest rate loans to eligible veterans for the purchase of homes within the state. Applicants must meet requirements related to Texas residency, qualifying military service, income thresholds and homebuyer education.<\/p>